Disability Insurance

ADA-sponsored Disability Insurance Plans 

 

Beginning in 2014, all eligible ASDA and ADA student members are automatically enrolled in the no-cost ADA-sponsored Student Disability Insurance Plan! For more information, including auto-enrollment details and the option to decline coverage, click here.

 

Disability insurance provides monthly income to help pay student loans and living expenses during a period of disability due to injury or illness, and is generally required as collateral for a dental practice loan. It is important to protect the investment you have made in your dental career!

 

Key Features of the ADA-sponsored Student Disability Insurance Plan Include:

  • $2,000/month disability income insurance for up to 7 years

  • Up to $150,000 to help repay student loans

  • Coverage renews automatically each academic year as long as ASDA and ADA student membership is maintained.

 

In January following graduation, you have the option to convert your student member disability coverage to the ADA Members Insurance Plans at member-only, low cost premiums—without having to apply or take a medical exam! Conversion coverage options include $2,000/month of ADA-sponsored Disability Income Protection insurance and $2,000/month of ADA-sponsored Office Overhead Expense insurance. As a new active ADA member dentist, you are eligible to apply for additional disability insurance, up to $15,000 per month to protect your future practice earnings. Visit ADA Members Insurance Plans, call 855-411-5197, or e-mail ada@greatwest.com for more information.

 

 

Life Insurance

ADA-sponsored Student Life Insurance Plans

 

Beginning in 2014, all eligible ASDA and ADA student members are automatically enrolled in the no-cost ADA-sponsored Student Life Insurance Plan! For more information, including auto-enrollment details and the option to decline coverage, click here.

 

Life insurance helps manage long-term financial risk and is the cornerstone of a solid financial plan. It provides debt-protection for your family and loan collateral to finance your dental practice.Key features of the

 

ADA-sponsored Student Life Insurance Plan include:

  • $50,000 of Term Life insurance

  • $50,000 of Accidental Death insurance

    • Both automatically increase to $100,000 July 1 following dental school graduation

  • Ability to apply for additional amounts of insurance (up to $500,000) for yourself or your spouse at ADA member-only, low cost premiums.

  • Coverage renews automatically each academic year as long as ASDA and ADA student membership is maintained.

 

In January following graduation, you have the option to convert your ADA student member life insurance coverage to the ADA Members Insurance Plans at member-only, low cost premiums - without having to apply or take a medical exam! As a new active ADA member dentist, you are eligible to apply for additional life insurance protection up to $3 million, to provide financial security to you and your family. Visit ADA Members Insurance Plans, call 855-411-5197, or e-mail ada@greatwest.com for more information.

 

Automobile Insurance

GEICO 

 

ASDA members could receive a special discount off GEICO’s low auto insurance rates. Find out how much you could save today! Visit geico.com/stu/asda or call 1-800-368-2734 for a free, no-obligation rate quote. Remember that each quote helps support ASDA’s programs and events.

Not available for international members. 

 

 

Malpractice Insurance

Medical Protective 

 

ASDA members will receive an exclusive discount* on their malpractice insurance with Medical Protective, the nation’s oldest and largest dental malpractice insurance company. A Medical Protective malpractice insurance policy offers:

  • Choice of occurrence and claims made coverage

  • Pure consent to settle — no claim will be settled without the dentist’s consent (Product availability varies upon business and regulatory approval)

  • Experience of a Warren Buffett Berkshire Hathaway company that has specialized in malpractice insurance since 1899

For more information, please contact the Medical Protective dental student team at 800-463-3776, x. 3536, dentalstudents@MedPro.com or visit www.medpro.com/dental.

 

*Product availability varies upon business and regulatory approval 

 

What does your membership include?

ASDA Membership

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South Carolina ASDA Links

173 Ashley Avenue 

Charleston, SC 29425

National ASDA Links